Hello, California Mortgage Loan Originator.
Cape School, Inc - NMLS Provider ID #1400105
Mortgage Education Requirements
This information is intended to provide answers to commonly asked questions. It is not intended to replace detailed information found in your state's statutes and regulations. Though we have made reasonable efforts to ensure that the information given is reliable and current, we cannot guarantee that it is. For more information please take advantage of the resource links below.
Special Notice Regarding NMLS ID Numbers
All MLOs need to have a unique NMLS ID number in order to have their course completions recorded in NMLS. You may obtain your NMLS ID Number and find other important information in the NMLS resource center.
Mortgage Loan Originators Licensure Quick Facts
All existing California Mortgage Loan Originators and new MLOs must:
Cape will report CE credits to the NMLS within 5 business days of successful completion of the course final exam. We MUST have your NMLS number in order to report your completion (see "Register with the NMLS" above).
For information regarding pre-licensing and continuing education requirements and deadlines, the NMLS mandates the following for California:
Regarding LATE CE:
We ask that MLOs please verify your need for LATE CE credits before completing a LATE CE course. You can find your education record on your NMLS account. This displays the MLO's entire education history and tracks federal and state education requirements by year. If an MLO does not have a CE requirement for a specific year, the record will display "No Federal CE Requirement" or "No State CE Requirement." If an MLO does not have a federal or state CE requirement, they should not complete a Late CE course. Additionally, if an MLO has a previous year CE requirement, it is only for the last year in which they were previously licensed with that agency. Note that some MLOs who have not been licensed for three or more years may be required to retake PE instead of completing Late CE (see the State-Specific Education Charts for details). Information about how to view the course completion record is available here: Course Completion Records
If you are having trouble using NMLS or need assistance in using it, phone the NMLS Call Center at (855) 665-7123.
Nationwide Mortgage Licensing System
State Regulatory Registry, LLC
If you have a question concerning California DFPI licensing requirement or how to use NMLS to meet your state's licensing requirements, please click here:
If you have a question concerning California BRE licensing requirement or how to use NMLS to meet your state's licensing requirements, please click here:
Get your MLO license
20 credit SAFE Online Course packages starting at $249
20 credit SAFE + 2 credit CA-DFPI Mortgage Law
Course Packages starting at $279
Retake our final exam as needed for no additional cost
Courses available weekly!
Pre-License Course Guarantee:
Cape School Pre-license Course GuaranteeSee Guarantee
Pass your NMLS exam or Cape will refund the $110 exam fee.
Please click 'See Guarantee' for full terms.
TestPREP (our NMLS exam simulator) tool ensures that you pass the first time.
Why Cape School?
- More than 36 years experience in professional education
- We back our courses with the best guarantee in the business
- Friendly customer service available by phone or email
- Orders shipped same day if received before 2PM Eastern
- Credits reported within 5 business days of completion
- Customer satisfaction is our top priority